Step 1 : Introduction to the question"if you are in a car accident caused by someone else who also has insurance, which type of insurance plan will not require you to pay out of pocket costs?"
We can divide the insurance policies into following categories. Liability Coverage, Property Damage Liability, Bodily Injury Liability, Comprehensive Coverage, Collision Coverage, Fire and Theft Coverage, Physical Damage Coverage, Personal Injury Protection, Underinsured Driver Coverage, Uninsured Driver Coverage, Gap Insurance, Rental Car Insurance, Pay-Per-Mile Coverage.