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Oct 17, 2023

[Ans] What is the highest possible FICO score?

Step 1 : Introduction to the question "What is the highest possible FICO score?"



A FICO score is a credit score created by the Fair Isaac Corporation (FICO). The FICO model is used by the vast majority of banks and credit grantors, and is based on consumer credit files of the three national credit bureaus: Experian, Equifax, and TransUnion. A FICO Score is a three-digit number between 300 and 850. Lenders use your FICO Score to estimate your credit risk, and how likely you are to pay back borrowed debt. Only about 1.6% of the 232 million U.S. consumers with a credit score have a perfect 850, according to FICO’s most recent statistics.




Step 2 : Answer to the question "What is the highest possible FICO score?"



850:


A FICO score is a credit score created by the Fair Isaac Corporation (FICO). The FICO model is used by the vast majority of banks and credit grantors, and is based on consumer credit files of the three national credit bureaus: Experian, Equifax, and TransUnion. A FICO Score is a three-digit number between 300 and 850. Lenders use your FICO Score to estimate your credit risk, and how likely you are to pay back borrowed debt. Only about 1.6% of the 232 million U.S. consumers with a credit score have a perfect 850, according to FICO’s most recent statistics.


Step 3 : Disclaimer & Terms of Use regarding the question "What is the highest possible FICO score?"


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