Step 1 : Introduction to the question "what is the difference between subsidized and unsubsidized loans"
...If you are planning on going back to school, subsidized loans can help save a lot of money in deferment since interest will not accrue. If you do not have a choice because of your lack of financial need, your next option is to choose between a federal unsubsidized and a private loan.
Step 2 : Answer to the question "what is the difference between subsidized and unsubsidized loans"
ubsidized loans are based on financial need and the interest does not accrue while the student is in college, as the interest is paid by the federal government.:
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