[Ans] if you are in a car accident caused by someone else who also has insurance, which type of insurance plan will not require you to pay out of pocket costs?

Step 1 : Introduction to the question"if you are in a car accident caused by someone else who also has insurance, which type of insurance plan will not require you to pay out of pocket costs?"

We can divide the insurance policies into following categories. Liability Coverage, Property Damage Liability, Bodily Injury Liability, Comprehensive Coverage, Collision Coverage, Fire and Theft Coverage, Physical Damage Coverage, Personal Injury Protection, Underinsured Driver Coverage, Uninsured Driver Coverage, Gap Insurance, Rental Car Insurance, Pay-Per-Mile Coverage.

Step 2 : Answer to the question "if you are in a car accident caused by someone else who also has insurance, which type of insurance plan will not require you to pay out of pocket costs?"

Liability insurance does not cover any expenses related to damage to your property, or any injuries you may suffer. It exists to pay for those things suffered by the other parties in an accident for which you are found to be at fault. All states require a minimum amount of liability coverage in order to legally drive a vehicle.

Step 3 : Other interesting facts related to the question "if you are in a car accident caused by someone else who also has insurance, which type of insurance plan will not require you to pay out of pocket costs?"

Property damage liability does not cover damage to your own property. 

If you are found at fault in an accident that resulted in injury to another party, bodily injury liability coverage comes into play.

Comprehensive coverage applies to almost any type of loss that may occur, but not as a result of an auto accident. 

Collision coverage is exactly what the name implies.